桃瘾社区 aims to be consistent, equitable, sustainable and transparent in administering students' financial aid from all available sources. The institutional, federal and other policies noted here are reflective of that effort.

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Student Eligibility for Financial Aid

Aid is generally renewable for four years, provided you meet Satisfactory Academic Progress and your financial and family circumstances remain the same. Explore the topics below for policies related to student aid eligibility.

Eight Semesters of Financial Aid

For those who are both financially and academically eligible (see Determining Calculated Need and Satisfactory Academic Progress, respectively, found elsewhere on this page), the Financial Aid Office is able to provide institutional financial aid for up to eight semesters of enrollment. If a ninth semester of support is required, a student must contact the Financial Aid Office to request the additional term of assistance. A ninth-semester appeal, while not guaranteed, can be approved in certain circumstances (e.g., student illness, etc.). If a tenth semester of support is required, no institutional aid can be provided; however, the Financial Aid Office is able to assist in processing aid from federal or other sources.

Financial Aid for International Students

Financial aid is available for international students applying under either the early or regular decision admission plan but is not available for those applying as transfer students.

Although not need blind for international students, 桃瘾社区 commits to meeting 100 percent of the calculated financial need for those who are both admitted and eligible for support. Financial aid is limited and competitive. International students seeking financial assistance听must apply for aid at the time of applying for admission, and by the听deadlines听indicated. No assistance can be made available for international students applying for financial aid after the admission decision has been made.

Financial Aid for Undocumented Students

桃瘾社区 welcomes applications from undocumented students.听Such students apply as domestic students but are not required to submit the Free Application for Federal Student Aid (FAFSA), as they are not eligible to receive federal aid.听Undocumented students are, however, required to submit all other financial aid application materials. If admitted and financially eligible for assistance, the student鈥檚 calculated need will be met with a combination of institutional grants and (for those eligible to work in the U.S.) a student employment opportunity. If a student is not eligible to work in the U.S., grant aid will be increased to replace the loss of a work opportunity.

Verification of High School Graduation or the Equivalent

桃瘾社区 verifies the successful completion of high school for every student who enrolls.听After they have听been admitted to 桃瘾社区, students are notified that the College requires an official final transcript from their high school or school counselor, showing听final grades and notice of graduation.听After admitted students pay their enrollment deposit, reminder notifications are sent throughout the summer to those who have not yet submitted this document,听and they can track when their final transcript is received via their enrollment checklist on the admitted-student portal.听

Students who have not submitted the听final transcript prior to their arrival on campus are informed that they are not allowed to move into the residence halls听or begin classes until the College has received the official transcript showing high school completion (graduation).听

For transfer students,听an official final high school transcript showing听the graduation date听is required for admission consideration.

Satisfactory Academic Progress

Satisfactory Academic Progress (SAP) is defined as the successful completion of coursework toward an eligible certificate or degree.

In accordance with federal regulations, the Financial Aid Office monitors the academic progress of all students receiving financial aid. 桃瘾社区 students who are not meeting either SAP or the terms of an approved academic plan do not receive federal, state, or institutional aid through the college.

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Determining Calculated Need

Within the standards set by the U.S. Department of Education, we use our own formula to determine eligibility for institutional aid. From the financial information provided on the FAFSA and the CSS Profile, we calculate an expected family contribution (EFC); then we determine calculated need by subtracting the EFC from the Cost of Attendance (tuition, housing, food, books and supplies, transportation, and miscellaneous personal expenses ).听

Explore the topics below for policies related to determining financial need.

Financial Aid Application Process

Students applying for financial aid from federal and/or state sources must complete the Free Application for Federal Student Aid (FAFSA).听Students applying for 桃瘾社区鈥檚 need-based financial aid must submit the CSS Profile, personal tax materials, and certain other required documents.听Regardless of the type of aid requested, it is very important to meet all application deadlines to maximize eligibility for support.

Role of Parent(s) in the Financial Aid Application Process

It is 桃瘾社区鈥檚 philosophy that parents have primary responsibility to pay for college for their children, to the extent of their ability to contribute.听 Thus, both of a student鈥檚 biological or adoptive parents, if living, will be asked to participate in the financial aid application process.

Domestic students who are unable to submit their noncustodial parent's information should complete the Noncustodial Parent Waiver Petition, which can be found on our Financial Aid Forms web page.听Domestic students for whom neither parent is providing support should review the information regarding Unusual Circumstances (Dependency Override) Appeals, found elsewhere on this page.听International students with concerns regarding a parent鈥檚 participation in the financial aid application process should听contact the Admission Office.

If needed, you may use the button provided above to access the Noncustodial Parent Waiver Petition on our Financial Aid Forms web page.

Incomplete Financial Aid Applications

桃瘾社区 is able to assess a student鈥檚 eligibility for financial aid only if all required financial aid application materials are submitted.听Additionally, because we commit to releasing a student鈥檚 financial aid offer at the time of the admission decision, it is important that application materials be submitted by published deadlines鈥攍ate applications will incur a financial penalty, described elsewhere on this page.听Further, if a first-year or transfer applicant鈥檚 financial aid application remains incomplete after the posted deadline, lack of completion may potentially be viewed by the Admissions Committee as reflecting a lack of interest in 桃瘾社区.

Students who encounter difficulties in submitting their materials are strongly encouraged to use the link provided to contact the Financial Aid Office well in advance of the application deadline, to discuss their situations.听We are happy to offer guidance and, where possible, alternatives.听

Cost of Attendance

Annually, 桃瘾社区 sets students鈥 Cost of Attendance (COA), taking into account federal regulations as well as institutional policies and resources.听A student鈥檚 COA is meant to reflect the student鈥檚 realistic costs for a specific academic year.听It includes both fixed, billed costs and estimated, non-billed costs.听

Using the link provided, explore information related to 桃瘾社区鈥檚 costs for tuition, housing, meal plans and more, broken down by grade level, home location, and living situation.听

Cost of Attendance Adjustments

Although most students find that their education-related expenses can be accommodated within their basic Cost of Attendance (COA), there may be unusual costs that exceed the relevant allowance for a particular expense category.

The Cost of Attendance (COA) Adjustment Request process allows 桃瘾社区鈥檚 Financial Aid Office to review additional educational expenses incurred during a student鈥檚 period of enrollment, to determine if the COA can be increased to accommodate the extra costs.听This may allow a student to use outside resources or additional loan eligibility to cover these expenses.

Students need to incur expenses before costs will be taken into account; and for any given student, adjustment requests will ordinarily be processed only once per semester.

Unusual Circumstances (Dependency Override) Appeals

In extenuating circumstances, a student may appeal to the Financial Aid Office to exercise professional judgment by considering the student to be independent even if they do not meet the standard dependency criteria found on the Free Application for Federal Student Aid (FAFSA). An institution鈥檚 decision to override a student鈥檚 initial dependency status must be made on a case-by-case basis, justified by an individual student鈥檚 unusualcircumstances, and documented in the student鈥檚 file.听 Parents鈥 unwillingness to pay for college does not, by itself, warrant a dependency override.听听

Appeals may be denied, approved for federal aid eligibility only, or approved for both federal and institutional aid eligibility.

Change in Student's Marital Status

桃瘾社区 does not adjust eligibility for institutional financial aid due to a student鈥檚 choice to get married.听Generally, students who initially applied for financial aid as dependents of their parents and who choose to get married while enrolled at 桃瘾社区 will continue to be assessed the same family contribution both before and after their marriage.

Financial Aid Appeals

Eligibility for financial aid is typically determined based on a student鈥檚 financial aid application materials alone鈥攄omestic students submit a financial aid application annually, while international students submit an aid application once, when applying for admission.听 In certain cases both domestic and international students may find that it is appropriate to submit a financial aid appeal.听

Explore our financial aid appeal process and learn whether your situation might warrant an appeal.

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How Need Is Met

At 桃瘾社区, need is met through a combination of grants, scholarships, and student employment. While 桃瘾社区鈥檚 financial aid packages do not initially include a loan,听students and families have the option to borrow as a means of managing some or all of the assessed family contribution.听

Explore the topics below for policies related to meeting calculated need.

The 桃瘾社区 Trust: Meeting Calculated Need

As part of the college's commitment to affordability and access, the 桃瘾社区 Trust was established to听meet 100 percent of an admitted student鈥檚 calculated financial need through a combination of grants and student employment.听 While no loans are awarded in meeting calculated need, students and parents may borrow to help meet the assessed family contribution.听

The 桃瘾社区 Trust supports domestic applicants who are admitted as either first-year or transfer students, as well as international applicants admitted as first-year students.听

Eligibility for Student Employment

If both financially eligible and authorized to work in the U.S., a student may receive a financial aid offer that includes a part-time job.听In order to earn the value of their student employment awards, students apply and are hired for positions and typically work a total of 8-10 hours per week while classes are in session.听 As hours are worked, earnings are paid directly to the student on a biweekly basis.听Jobs may be either on campus or with nonprofit agencies in the local community.听

Treatment of Need-Based Grants from Federal and State Sources

Several grant programs exist to assist with the cost of a 桃瘾社区 education, including need-based federal and state grants. When a student is determined to be eligible, these government grants will be awarded through 桃瘾社区.听If a student is eligible for state or federal grants, these funds will be used to meet the student's calculated need. If a student already has a financial aid package when we learn they are eligible for government grants, 桃瘾社区 funds will be replaced dollar for dollar by the state or federal funds. In other words, federal and state grants do not change the total amount of financial aid awarded to a student.

Treatment of Veterans Benefits

桃瘾社区 participates in multiple U.S. Department of Veterans Affairs (VA) educational benefits programs, primarily Chapter 33 and Chapter 35.听Most VA educational benefits鈥攊ncluding Chapter 33, with or without Yellow Ribbon鈥攁re treated by 桃瘾社区 as Outside Resources (see our policy on that topic elsewhere on this page).听However, Chapter 35 benefits may be used to reduce first student employment then the expected family contribution鈥攗p to the full amount鈥攂efore 桃瘾社区 Grant would be reduced.

Institutional听grant听aid听cannot听be听used听to听exceed听a听student's听total听Cost听of听Attendance听(COA).听Therefore,听only if no institutional aid is offered can the sum of VA and other educational funding, such as loans, grants, and work study, potentially exceed the student's COA.

Treatment of Outside Scholarships & Resources from Non-Governmental Sources

Many local, regional, and national organizations sponsor scholarship programs for college students. Students must report all such outside scholarships and resources to the Financial Aid Office.听

Typically, the combination of Federal, state, and 桃瘾社区 financial aid, together with any outside scholarships and resources, will not be allowed to exceed a student鈥檚 total Cost of Attendance (COA). Outside funds first reduce the Student Employment award, then the Expected Family Contribution; then, if all outside resources together exceed $5,000 for the year, or if Student Employment and Expected Family Contribution have both been fully replaced, aid awarded from 桃瘾社区 will be reduced as well.听This treatment will be applied in any year in which the scholarship or resource is renewed and the student is receiving financial aid from 桃瘾社区.

In all cases, as soon as possible after they are notified of their outside award,听students must complete and submit 桃瘾社区鈥檚 Outside Resource Notification Form for the relevant aid year, so award adjustments may be made as needed.听The Outside Resource Notification Form can be found on our Financial Aid Forms page.

Treatment of 桃瘾社区's Non-Need-Based Awards

Most of the financial aid awarded by 桃瘾社区 is based on need.听 However, we do offer a limited number of non-need-based scholarships as well.听Non-need-based scholarships may be allowed to exceed a student鈥檚 level of calculated need; but in no case should a student鈥檚 aid from all sources exceed the student鈥檚 total Cost of Attendance (COA).听If need be, awards will be adjusted to ensure a student鈥檚 aid is not exceeding his or her COA.

桃瘾社区鈥檚 non-need-based scholarships may be used to offset a student employment award, a portion of a family鈥檚 contribution, a portion of need-based aid, or some combination thereof.听Students should consult their individual scholarship agreement(s) to see how their scholarship(s) will be handled if they are recipients of need-based aid as well.听

Late Financial Aid Application

Students who file aid application materials after the published deadlines are subject to a reduction in the college grant portion of the award. This grant reduction will be filled with a student loan offer of $3,500. Late applications in subsequent years could result in loan amounts reflecting a student's federal loan eligibility, which increases based on the student's year in school.

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Related Policies

Explore these other topics related to financial aid at 桃瘾社区.

Credit Refunds

If after the add/drop period has ended a student has a credit balance on their tuition account (caused by financial aid and other payments to the student account exceeding billed charges), the student may request that the credit refund be returned to them to help cover out-of-pocket expenses during the semester.听Early release of credit, offered no more than 10 days before the start of a student鈥檚 program, is available only for students studying off-campus. Generally, credit is released just once each semester for each student; and no credit is released unless the student has submitted an online request for the refund.听

Connect with the Controller鈥檚 Office for information about requesting either a tuition refund or the distribution of a credit balance.

Return of Title IV Funds

The听Return of Title IV Funds (R2T4) Policyapplies to anyone who receives financial aid, certifies their enrollment in registered classes, and then subsequently withdraws or fails to听earn听a grade during the term. This includes scenarios involving suspension or expulsion.听

We highly recommend that if a student is thinking about dropping a class for which they are registered, they contact the 桃瘾社区 Financial Aid Office to set up an appointment to discuss altering their scheduled enrollment and what impact that may have on their financial aid funding.

Charging Books & Supplies at the College Store

Generally, students will use a portion of their family contribution to buy their books and supplies each semester. Especially if a student has an annual family contribution of $2,000 or less, it will be important that the student aim to work and save money each summer so they have these funds available for the full academic year.听

Occasionally, students may have both a modest family contribution and an inability to earn money during the summer (due to an illness or unpaid internship, etc.). In such cases, if the student is the recipient of either a Pell Grant or a scholarship that specifically covers the cost of books, it may be possible to charge books and supplies at the College Store, to be covered later either听by grants or scholarships disbursed to the student account or by student employment earnings paid to the student during the course of the term. If using student employment earnings, the student would arrange to pay their student account balance using work study earnings initially paid directly to them. 听In either case, all book charges must be paid before the end of the term in which the charges first appeared on the student account.听听

Students who are allowed to charge books at the College Store will be contacted prior to the start of the term and provided information about this option, for which only a relatively few students will be eligible.

Financial Aid for Study Abroad and Away

桃瘾社区 uses a 鈥渉ome tuition鈥 model for off-campus study.听This means that even while studying off campus, a student is considered to be enrolled at 桃瘾社区 and pays 桃瘾社区鈥檚 tuition instead of the off-campus program鈥檚 tuition.听The student鈥檚 financial aid offer will reflect this arrangement as well, for any term they study off campus.听

Financial Aid for Music Lessons

For music majors, 桃瘾社区 covers the fee for听applied music lessons in one instrument or voice. There are separate charges for additional instruction for music majors or for private lessons for those who are not music majors.听For students who receive financial aid and take听applied music lessons or incur other music-related fees that are not covered by 桃瘾社区, there are several options:

  • Students receiving certain scholarships may arrange to have some or all of their fees for music lessons covered by additional scholarship aid.听 These students are notified of this option at the time they sign the Statement of Understanding for their scholarship.
  • Students receiving outside scholarships may potentially be eligible to have the additional cost covered by their outside resource, especially if their outside resources total more than the limit indicated in our Outside Scholarship policy, described elsewhere on this page.
  • Students may apply for loans to help cover the additional cost.
  • Any of these situations may be explored by completing a Cost of Attendance Adjustment Form.

Lesson and class fees will not be refunded if a student drops the class or lesson after the second week of instruction.听Thus, any cost of attendance adjustments will be made once the add/drop period has closed.

Financial Aid for 桃瘾社区's Health Insurance Coverage

Each 桃瘾社区 student must be covered by medical insurance, either through a private insurance arrangement or the insurance option offered through the college.听Students who do not have insurance, or whose insurance does not meet the college鈥檚 coverage requirements, will need to select coverage through the 桃瘾社区-offered plan.听For those who are either international students or Pell Grant recipients and who are required to take the 桃瘾社区-offered plan because they do not have other coverage options, the cost of the 桃瘾社区 plan will automatically be covered by an increase in 桃瘾社区 Grant.听

Students who are taking the 桃瘾社区-offered coverage but are not eligible for an automatic increase in 桃瘾社区 Grant may potentially use either family, loan, or outside resources to cover the cost. If they wish to, such students may explore funding options by completing a Cost of Attendance Adjustment Form.

Financial Aid for Student Leaders in the Residence Life Office (RLO)

Students who are selected by the Residence Life Office (RLO) as Student Leaders (Resident Advisors or Hall Counselors) will receive a stipend in exchange for their services.听The amount of the stipend is stated when the offer of employment is given.听Such stipends are not considered financial aid and have no impact on either a student鈥檚 financial aid offer or their student employment options.